Cartwright, OK
Cartwright, OK's wildfire risk, in USFS's own numbers
Cartwright's 494 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cartwright's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
What "at risk" means for the buildings here
494 buildings are counted in Cartwright, and 76.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cartwright compares
Inside Oklahoma, Cartwright sits at just the 12th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cartwright ranks 8,453 for wildfire risk (1 is highest) and 17,464 by building count (1 is largest). Within Oklahoma alone, it ranks 731 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 73rd percentile nationally, Cartwright carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Cartwright
Because Direct exposure dominates in Cartwright (76.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Cartwright's figures come from
Every one of the two percentiles behind Cartwright's 8,453-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cartwright's dominant direct exposure actually means, with real examples from across the dataset.