Carterville, IL
How exposed is Carterville to wildfire?
Carterville's 3,073 buildings earn a 37th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carterville's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Carterville's building exposure, zone by zone
USFS classifies 41.9% of Carterville's buildings as Direct exposure, higher than its 19.9% Indirect share and far above its 38.3% Minimal share — a profile where 1,287 structures sit close enough to vegetation that lot clearing matters most.
How Carterville compares
Within Illinois, Carterville ranks higher (89th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Carterville ranks 20,006 for wildfire risk (1 is highest) and 5,320 by building count (1 is largest). Within Illinois alone, it ranks 163 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Carterville and the insurance market
Carterville's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 41.9% of Carterville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,073 counted buildings into the percentiles shown above for Carterville. For more on what direct exposure implies beyond Carterville, see the exposure-zones guide.