Carter Springs, NV
Carter Springs wildfire risk explained
Carter Springs sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 296 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carter Springs at the 97th percentile, close to its 97th-percentile risk score.
Where Carter Springs's buildings actually sit
Most of Carter Springs's buildings (52.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Carter Springs compares
Carter Springs's 97th national percentile looks worse in isolation than its 69th ranking inside Nevada does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Carter Springs ranks 819 for wildfire risk (1 is highest) and 21,735 by building count (1 is largest). Within Nevada alone, it ranks 36 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Carter Springs
Carter Springs's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Carter Springs's 52.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 296 counted buildings into the percentiles shown above for Carter Springs. For more on what indirect exposure implies beyond Carter Springs, see the exposure-zones guide.