Carson City, MI
Carson City, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Carson City lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 701 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carson City at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Carson City's buildings actually sit
Only 8.4% of Carson City's 701 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Carson City ranks
There's little gap between Carson City's 5th national percentile and its 12th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Carson City ranks 29,910 for wildfire risk (1 is highest) and 14,647 by building count (1 is largest). Within Michigan alone, it ranks 653 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Carson City and the insurance market
Carson City's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 91.6% of Carson City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Carson City's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Carson City, see the exposure-zones guide.