Carrollton, VA
Carrollton wildfire risk explained
USFS scores Carrollton at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,566 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carrollton at the 56th percentile, close to its 61st-percentile risk score.
What "at risk" means for the buildings here
Of Carrollton's 2,566 counted buildings, 65.3% carry Direct exposure and only 0.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Carrollton against the rest of the country
Carrollton scores 61st nationally and 68th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Carrollton ranks 12,213 for wildfire risk (1 is highest) and 6,172 by building count (1 is largest). Within Virginia alone, it ranks 216 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Carrollton's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Carrollton's 65.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Carrollton's figures come from
The methodology guide shows exactly how USFS turned 2,566 counted buildings into the percentiles shown above for Carrollton. The exposure-zones guide covers what Carrollton's dominant direct exposure actually means, with real examples from across the dataset.