Carrollton, MO
Carrollton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Carrollton at the 60th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,347 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carrollton's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Carrollton's building exposure, zone by zone
Carrollton rates 38% Minimal exposure against just 24.4% Direct and 37.6% Indirect — of 2,347 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Carrollton compares
There's little gap between Carrollton's 60th national percentile and its 56th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Carrollton ranks 12,576 for wildfire risk (1 is highest) and 6,611 by building count (1 is largest). Within Missouri alone, it ranks 470 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Carrollton and the insurance market
At the 60th percentile nationally, Carrollton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 38% of buildings rated Minimal exposure, Carrollton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Carrollton's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Carrollton, see the exposure-zones guide.