Carrollton, AL
How exposed is Carrollton to wildfire?
Carrollton sits at the 55th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 574 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carrollton at the 57th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Carrollton's buildings actually sit
Direct exposure dominates in Carrollton: 72.7% of its 574 buildings, versus 27.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Carrollton ranks
Inside Alabama, Carrollton sits at just the 12th percentile even though it scores 55th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Carrollton ranks 14,201 for wildfire risk (1 is highest) and 16,177 by building count (1 is largest). Within Alabama alone, it ranks 520 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Carrollton's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 72.7% of Carrollton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Carrollton's figures come from
Carrollton's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Carrollton's dominant direct exposure actually means, with real examples from across the dataset.