Carrizo Hill, TX
Carrizo Hill wildfire risk explained
Carrizo Hill's 414 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carrizo Hill at the 78th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
73.9% of Carrizo Hill's 414 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Carrizo Hill ranks
Carrizo Hill ranks lower within Texas (60th percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Carrizo Hill ranks 6,410 for wildfire risk (1 is highest) and 18,955 by building count (1 is largest). Within Texas alone, it ranks 711 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Carrizo Hill's 80th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Carrizo Hill's 73.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Carrizo Hill's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Carrizo Hill, see the exposure-zones guide.