Carrizo, AZ
How exposed is Carrizo to wildfire?
Out of every US place USFS scores, Carrizo lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 44 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carrizo at the 93rd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Carrizo's buildings actually sit
100% of Carrizo's 44 buildings sit in USFS's Direct exposure zone, roughly 44 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Carrizo compares
Carrizo ranks lower within Arizona (80th percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Carrizo ranks 1,059 for wildfire risk (1 is highest) and 31,067 by building count (1 is largest). Within Arizona alone, it ranks 87 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 97th percentile nationally, Carrizo carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Carrizo's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 44 counted buildings into the percentiles shown above for Carrizo. For more on what direct exposure implies beyond Carrizo, see the exposure-zones guide.