Carrier, OK
How exposed is Carrier to wildfire?
USFS scores Carrier at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 97 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carrier's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Carrier's buildings actually sit
Most of Carrier's buildings (61.9% of 97) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Carrier ranks
Carrier ranks lower within Oklahoma (1st percentile statewide) than its 25th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Carrier ranks 23,770 for wildfire risk (1 is highest) and 29,196 by building count (1 is largest). Within Oklahoma alone, it ranks 826 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Carrier and the insurance market
At the 25th national percentile, Carrier rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 61.9% of buildings rated Minimal exposure, Carrier gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Carrier's figures come from
Carrier's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Carrier's dominant minimal exposure actually means, with real examples from across the dataset.