Carrick, CA
Carrick, CA's wildfire risk, in USFS's own numbers
Carrick sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 74 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carrick at the 91st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Carrick's buildings (97.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Carrick against the rest of the country
Carrick ranks lower within California (63rd percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Carrick ranks 2,951 for wildfire risk (1 is highest) and 30,118 by building count (1 is largest). Within California alone, it ranks 586 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Carrick and the insurance market
Carrick sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 91st-percentile score like Carrick's can end up mattering for. More on the disclosure law.
What would actually reduce this score
With ember exposure the dominant pattern in Carrick (97.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Carrick's figures come from
The methodology guide shows exactly how USFS turned 74 counted buildings into the percentiles shown above for Carrick. The exposure-zones guide covers what Carrick's dominant indirect exposure actually means, with real examples from across the dataset.