Carrabelle, FL
How exposed is Carrabelle to wildfire?
USFS scores Carrabelle at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,171 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carrabelle at the 96th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Carrabelle's building exposure, zone by zone
74.7% of Carrabelle's 1,171 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 24.3% Direct and 1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Carrabelle compares
Carrabelle's risk sits at a similar level relative to Florida (96th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Carrabelle ranks 1,098 for wildfire risk (1 is highest) and 10,819 by building count (1 is largest). Within Florida alone, it ranks 37 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Carrabelle
Carrabelle's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 74.7% of Carrabelle's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Carrabelle's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Carrabelle, see the exposure-zones guide.