Carolina, RI
Carolina, RI's wildfire risk, in USFS's own numbers
Carolina's 518 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carolina at the 17th percentile, close to its 19th-percentile risk score.
Where Carolina's buildings actually sit
79.3% of Carolina's 518 buildings sit in USFS's Direct exposure zone, roughly 411 structures close enough to burnable vegetation for flame contact, not just embers — 20.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Carolina against the rest of the country
Within Rhode Island, Carolina ranks higher (63rd percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Carolina ranks 25,450 for wildfire risk (1 is highest) and 17,057 by building count (1 is largest). Within Rhode Island alone, it ranks 14 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
What this risk score means for insurance
Carolina's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Carolina's 79.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Carolina's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Carolina, see the exposure-zones guide.