Carnuel, NM
Carnuel, NM's wildfire risk, in USFS's own numbers
USFS scores Carnuel at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 733 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carnuel at the 74th percentile, close to its 81st-percentile risk score.
Where Carnuel's buildings actually sit
Of Carnuel's 733 counted buildings, 67.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Carnuel ranks
Carnuel ranks lower within New Mexico (55th percentile statewide) than its 81st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Carnuel ranks 5,988 for wildfire risk (1 is highest) and 14,296 by building count (1 is largest). Within New Mexico alone, it ranks 224 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Carnuel's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Carnuel
Carnuel's 67.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 733 counted buildings into the percentiles shown above for Carnuel. For more on what direct exposure implies beyond Carnuel, see the exposure-zones guide.