Carney, OK
How exposed is Carney to wildfire?
Out of every US place USFS scores, Carney lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 502 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carney at the 95th percentile, close to its 94th-percentile risk score.
Carney's building exposure, zone by zone
Of Carney's 502 counted buildings, 72.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Carney against the rest of the country
Inside Oklahoma, Carney sits at just the 71st percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Carney ranks 1,958 for wildfire risk (1 is highest) and 17,316 by building count (1 is largest). Within Oklahoma alone, it ranks 241 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Carney carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Carney
With 72.3% of Carney in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carney's 1,958-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Carney, see the exposure-zones guide.