Carnesville, GA
How exposed is Carnesville to wildfire?
Carnesville sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 463 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carnesville at the 68th percentile, close to its 64th-percentile risk score.
Carnesville's building exposure, zone by zone
USFS classifies 78.2% of Carnesville's buildings as Direct exposure, higher than its 21.8% Indirect share and far above its 0% Minimal share — a profile where 362 structures sit close enough to vegetation that lot clearing matters most.
Where Carnesville ranks
Carnesville's 64th national percentile looks worse in isolation than its 36th ranking inside Georgia does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Carnesville ranks 11,369 for wildfire risk (1 is highest) and 18,004 by building count (1 is largest). Within Georgia alone, it ranks 426 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Carnesville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Carnesville's 78.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 463 counted buildings into the percentiles shown above for Carnesville. For more on what direct exposure implies beyond Carnesville, see the exposure-zones guide.