Carnegie, PA
Carnegie wildfire risk explained
Out of every US place USFS scores, Carnegie lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,421 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carnegie at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 6% of Carnegie's 3,421 buildings carry Direct exposure and 9.7% carry Indirect; the remaining 84.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Carnegie ranks
Carnegie scores 26th nationally and 31st within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Carnegie ranks 23,335 for wildfire risk (1 is highest) and 4,884 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,379 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Carnegie and the insurance market
Carnegie's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Carnegie
Carnegie's 84.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,421 counted buildings into the percentiles shown above for Carnegie. For more on what minimal exposure implies beyond Carnegie, see the exposure-zones guide.