Carmi, IL
Carmi wildfire risk explained
Out of every US place USFS scores, Carmi lands at the 20th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,184 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carmi at the 21st percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 57.2% of Carmi's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.8% Direct and 34% Indirect — a landscape-level risk rather than a building-by-building one.
Carmi against the rest of the country
Compare Carmi's two percentiles: 62nd within Illinois, only 20th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Carmi ranks 25,076 for wildfire risk (1 is highest) and 5,183 by building count (1 is largest). Within Illinois alone, it ranks 542 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Carmi and the insurance market
At the 20th national percentile, Carmi rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Carmi
Carmi's 57.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carmi's 25,076-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Carmi, see the exposure-zones guide.