Carmet, CA
Carmet, CA's wildfire risk, in USFS's own numbers
Carmet's 73 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carmet at the 89th percentile, close to its 87th-percentile risk score.
Carmet's building exposure, zone by zone
73 buildings are counted in Carmet, and 57.5% of them are Indirect exposure — ember-driven risk rather than the 42.5% in Direct exposure or the 0% rated Minimal.
Where Carmet ranks
Inside California, Carmet sits at just the 54th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Carmet ranks 4,147 for wildfire risk (1 is highest) and 30,159 by building count (1 is largest). Within California alone, it ranks 718 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Carmet and the insurance market
Because Carmet is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Carmet's 57.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Carmet's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Carmet, see the exposure-zones guide.