Carman, IL
Carman, IL's wildfire risk, in USFS's own numbers
Carman sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 74 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carman at the 18th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Carman's buildings actually sit
90.5% of Carman's 74 buildings sit in USFS's Minimal exposure zone, with only 9.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Carman against the rest of the country
Within Illinois, Carman ranks higher (59th percentile) than it does nationally (18th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Carman ranks 25,803 for wildfire risk (1 is highest) and 30,120 by building count (1 is largest). Within Illinois alone, it ranks 600 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Carman
Carman's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Carman
With 90.5% of buildings rated Minimal exposure, Carman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Carman's figures come from
Every one of the two percentiles behind Carman's 25,803-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Carman's dominant minimal exposure actually means, with real examples from across the dataset.