Carlyle, IL
How exposed is Carlyle to wildfire?
Carlyle sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,857 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carlyle's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Carlyle's building exposure, zone by zone
USFS classifies 94.1% of Carlyle's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Carlyle against the rest of the country
Carlyle's 27th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Carlyle ranks 30,027 for wildfire risk (1 is highest) and 7,886 by building count (1 is largest). Within Illinois alone, it ranks 1,051 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 5th national percentile, Carlyle rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Carlyle's 94.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carlyle's 30,027-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Carlyle, see the exposure-zones guide.