Carlton, TX
How exposed is Carlton to wildfire?
Carlton's 127 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carlton's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
What "at risk" means for the buildings here
127 buildings are counted in Carlton, and 90.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Carlton ranks
Carlton scores 95th nationally and 95th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Carlton ranks 1,647 for wildfire risk (1 is highest) and 27,874 by building count (1 is largest). Within Texas alone, it ranks 95 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Carlton
Carlton's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 90.6% of Carlton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 127 counted buildings into the percentiles shown above for Carlton. For more on what direct exposure implies beyond Carlton, see the exposure-zones guide.