Carlstadt, NJ
How exposed is Carlstadt to wildfire?
Carlstadt's 2,551 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carlstadt at the 25th percentile, close to its 23rd-percentile risk score.
Carlstadt's building exposure, zone by zone
Most of Carlstadt's buildings (99.2% of 2,551) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Carlstadt against the rest of the country
Carlstadt's risk sits at a similar level relative to New Jersey (11th percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Carlstadt ranks 24,204 for wildfire risk (1 is highest) and 6,199 by building count (1 is largest). Within New Jersey alone, it ranks 623 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Carlstadt
At the 23rd national percentile, Carlstadt rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 99.2% of buildings rated Minimal exposure, Carlstadt gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Carlstadt's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Carlstadt, see the exposure-zones guide.