Carlock, IL
Carlock, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Carlock at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 340 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Carlock's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Where Carlock's buildings actually sit
Carlock rates 90% Minimal exposure against just 10% Direct and 0% Indirect — of 340 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Carlock compares
Carlock scores 2nd nationally and 12th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Carlock ranks 31,033 for wildfire risk (1 is highest) and 20,570 by building count (1 is largest). Within Illinois alone, it ranks 1,267 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Carlock and the insurance market
At the 2nd national percentile, Carlock rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 90% of Carlock outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carlock's 31,033-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Carlock, see the exposure-zones guide.