Carlisle, IN
How exposed is Carlisle to wildfire?
USFS's Wildfire Risk to Communities model puts Carlisle at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 470 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carlisle at the 3rd percentile, close to its 3rd-percentile risk score.
Carlisle's building exposure, zone by zone
USFS classifies 56.8% of Carlisle's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 43.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Carlisle ranks
Within Indiana, Carlisle ranks higher (23rd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Carlisle ranks 30,540 for wildfire risk (1 is highest) and 17,872 by building count (1 is largest). Within Indiana alone, it ranks 751 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Carlisle
Carlisle's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Carlisle's 56.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Carlisle's figures come from
Every one of the two percentiles behind Carlisle's 30,540-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Carlisle's dominant minimal exposure actually means, with real examples from across the dataset.