Carleton, NE
How exposed is Carleton to wildfire?
Carleton sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 132 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carleton at the 15th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Carleton rates 68.2% Minimal exposure against just 31.8% Direct and 0% Indirect — of 132 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Carleton compares
There's little gap between Carleton's 18th national percentile and its 9th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Carleton ranks 25,753 for wildfire risk (1 is highest) and 27,630 by building count (1 is largest). Within Nebraska alone, it ranks 532 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Carleton's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Carleton's 68.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Carleton's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Carleton, see the exposure-zones guide.