Carey, OH
Carey wildfire risk explained
Carey's 2,053 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carey at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Most of Carey's buildings (96.4% of 2,053) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Carey compares
Carey scores 3rd nationally and 16th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Carey ranks 30,712 for wildfire risk (1 is highest) and 7,330 by building count (1 is largest). Within Ohio alone, it ranks 1,062 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Carey and the insurance market
Carey's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 96.4% of buildings rated Minimal exposure, Carey gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Carey's figures come from
The methodology guide shows exactly how USFS turned 2,053 counted buildings into the percentiles shown above for Carey. The exposure-zones guide covers what Carey's dominant minimal exposure actually means, with real examples from across the dataset.