Carey, ID
Carey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Carey at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 450 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Carey at the 85th percentile, close to its 86th-percentile risk score.
Carey's building exposure, zone by zone
Indirect exposure is dominant in Carey (62.4% of 450 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37.6% sit in the Direct zone.
Carey against the rest of the country
Carey's 86th national percentile looks worse in isolation than its 58th ranking inside Idaho does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Carey ranks 4,413 for wildfire risk (1 is highest) and 18,274 by building count (1 is largest). Within Idaho alone, it ranks 98 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Shopping for coverage in Carey
At the 86th percentile nationally, Carey carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 62.4% of Carey's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carey's 4,413-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Carey, see the exposure-zones guide.