Carbon Hill, IL
Carbon Hill wildfire risk explained
Carbon Hill sits at the 20th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 225 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Carbon Hill at the 21st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Carbon Hill's building exposure, zone by zone
Most of Carbon Hill's buildings (53.8% of 225) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Carbon Hill ranks
Carbon Hill's 62nd-percentile standing inside Illinois outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Carbon Hill ranks 25,142 for wildfire risk (1 is highest) and 23,938 by building count (1 is largest). Within Illinois alone, it ranks 549 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Carbon Hill and the insurance market
At the 20th national percentile, Carbon Hill rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 53.8% of Carbon Hill outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Carbon Hill's 25,142-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Carbon Hill, see the exposure-zones guide.