Caraway, AR
How exposed is Caraway to wildfire?
Caraway sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 734 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caraway at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Most of Caraway's buildings (74.8% of 734) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Caraway against the rest of the country
There's little gap between Caraway's 3rd national percentile and its 1st percentile inside Arkansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Caraway ranks 30,718 for wildfire risk (1 is highest) and 14,283 by building count (1 is largest). Within Arkansas alone, it ranks 607 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Caraway
Caraway's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 74.8% of buildings rated Minimal exposure, Caraway gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Caraway's 30,718-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Caraway, see the exposure-zones guide.