Caputa, SD
How exposed is Caputa to wildfire?
Caputa's 38 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caputa at the 94th percentile, close to its 93rd-percentile risk score.
Where Caputa's buildings actually sit
USFS classifies 55.3% of Caputa's buildings as Direct exposure, higher than its 44.7% Indirect share and far above its 0% Minimal share — a profile where 21 structures sit close enough to vegetation that lot clearing matters most.
Caputa against the rest of the country
There's little gap between Caputa's 93rd national percentile and its 96th percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Caputa ranks 2,247 for wildfire risk (1 is highest) and 31,215 by building count (1 is largest). Within South Dakota alone, it ranks 18 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Caputa carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Caputa
With 55.3% of Caputa in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Caputa's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Caputa, see the exposure-zones guide.