Captree, NY
Captree, NY's wildfire risk, in USFS's own numbers
USFS scores Captree at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 67 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Captree's burn probability — fire likelihood with no building count factored in — sits at the 42nd percentile nationally.
Where Captree's buildings actually sit
Only 28.4% of Captree's 67 buildings carry Direct exposure and 0% carry Indirect; the remaining 71.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Captree against the rest of the country
Compare Captree's two percentiles: 96th within New York, only 51st nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Captree ranks 15,418 for wildfire risk (1 is highest) and 30,392 by building count (1 is largest). Within New York alone, it ranks 54 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Captree and the insurance market
Captree's elevated rating (51st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 71.6% of Captree outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Captree's 15,418-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Captree, see the exposure-zones guide.