Cape May Point, NJ
Cape May Point, NJ's wildfire risk, in USFS's own numbers
Cape May Point's 682 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cape May Point at the 62nd percentile, close to its 68th-percentile risk score.
Cape May Point's building exposure, zone by zone
682 buildings are counted in Cape May Point, and 95.6% of them are Indirect exposure — ember-driven risk rather than the 4.4% in Direct exposure or the 0% rated Minimal.
How Cape May Point compares
Cape May Point scores 68th nationally and 78th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cape May Point ranks 10,120 for wildfire risk (1 is highest) and 14,839 by building count (1 is largest). Within New Jersey alone, it ranks 153 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Cape May Point's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Cape May Point
Because 95.6% of Cape May Point's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cape May Point's 10,120-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cape May Point, see the exposure-zones guide.