Capac, MI
Capac wildfire risk explained
Capac's 901 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Capac at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Capac's building exposure, zone by zone
82.6% of Capac's 901 buildings sit in USFS's Minimal exposure zone, with only 17.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Capac against the rest of the country
Capac's risk sits at a similar level relative to Michigan (20th percentile statewide) as it does nationally (7th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Capac ranks 29,308 for wildfire risk (1 is highest) and 12,716 by building count (1 is largest). Within Michigan alone, it ranks 593 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Capac and the insurance market
At the 7th national percentile, Capac rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Capac
Even with 82.6% of Capac outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Capac's figures come from
Every one of the two percentiles behind Capac's 29,308-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Capac's dominant minimal exposure actually means, with real examples from across the dataset.