Canyon, TX
How exposed is Canyon to wildfire?
Out of every US place USFS scores, Canyon lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 5,628 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Canyon at the 98th percentile, close to its 97th-percentile risk score.
Canyon's building exposure, zone by zone
Indirect exposure is dominant in Canyon (87.3% of 5,628 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 12.1% sit in the Direct zone. At 5,628 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Canyon ranks
Canyon's risk sits at a similar level relative to Texas (98th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Canyon ranks 892 for wildfire risk (1 is highest) and 3,070 by building count (1 is largest). Within Texas alone, it ranks 43 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Canyon's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Canyon (87.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Canyon's figures come from
Canyon's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Canyon's dominant indirect exposure actually means, with real examples from across the dataset.