Canyon Lake, TX
Canyon Lake wildfire risk explained
Out of every US place USFS scores, Canyon Lake lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 21,130 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Canyon Lake at the 84th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Canyon Lake's buildings actually sit
21,130 buildings are counted in Canyon Lake, and 70.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 4% rated Minimal. At 21,130 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Canyon Lake against the rest of the country
Canyon Lake scores 85th nationally and 73rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Canyon Lake ranks 4,800 for wildfire risk (1 is highest) and 658 by building count (1 is largest). Within Texas alone, it ranks 482 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Canyon Lake
At the 85th percentile nationally, Canyon Lake carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Canyon Lake's 70.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Canyon Lake's 4,800-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Canyon Lake, see the exposure-zones guide.