Canyon Lake, CA
How exposed is Canyon Lake to wildfire?
Out of every US place USFS scores, Canyon Lake lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 4,894 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Canyon Lake's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
Canyon Lake's building exposure, zone by zone
92.9% of Canyon Lake's 4,894 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 4.2% Direct and 2.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Canyon Lake against the rest of the country
Canyon Lake's 89th national percentile looks worse in isolation than its 60th ranking inside California does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Canyon Lake ranks 3,362 for wildfire risk (1 is highest) and 3,497 by building count (1 is largest). Within California alone, it ranks 633 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Canyon Lake
Canyon Lake's 89th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Canyon Lake (92.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Canyon Lake's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Canyon Lake, see the exposure-zones guide.