Caney (Cherokee), OK
Caney (Cherokee) wildfire risk explained
Caney (Cherokee) sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 351 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caney (Cherokee) at the 96th percentile, close to its 94th-percentile risk score.
What "at risk" means for the buildings here
351 buildings are counted in Caney (Cherokee), and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Caney (Cherokee) against the rest of the country
Inside Oklahoma, Caney (Cherokee) sits at just the 71st percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Caney (Cherokee) ranks 1,987 for wildfire risk (1 is highest) and 20,287 by building count (1 is largest). Within Oklahoma alone, it ranks 246 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Caney (Cherokee) and the insurance market
Caney (Cherokee)'s 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Caney (Cherokee) (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Caney (Cherokee)'s figures come from
The methodology guide shows exactly how USFS turned 351 counted buildings into the percentiles shown above for Caney (Cherokee). The exposure-zones guide covers what Caney (Cherokee)'s dominant direct exposure actually means, with real examples from across the dataset.