Caney (Atoka), OK
Caney (Atoka), OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Caney (Atoka) lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 200 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Caney (Atoka) at the 83rd percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
Of Caney (Atoka)'s 200 counted buildings, 64% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Caney (Atoka) ranks
Caney (Atoka)'s 81st national percentile looks worse in isolation than its 22nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 59 points. Among the 31,521 US communities USFS scores, Caney (Atoka) ranks 5,991 for wildfire risk (1 is highest) and 24,858 by building count (1 is largest). Within Oklahoma alone, it ranks 650 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Caney (Atoka)'s 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Caney (Atoka)
Because Direct exposure dominates in Caney (Atoka) (64%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 200 counted buildings into the percentiles shown above for Caney (Atoka). For more on what direct exposure implies beyond Caney (Atoka), see the exposure-zones guide.