Candlewood Lake Club, CT
Candlewood Lake Club, CT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Candlewood Lake Club at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 279 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Candlewood Lake Club's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Candlewood Lake Club's buildings actually sit
Of Candlewood Lake Club's 279 counted buildings, 55.6% carry Direct exposure and only 2.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Candlewood Lake Club ranks
Compare Candlewood Lake Club's two percentiles: 53rd within Connecticut, only 32nd nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Candlewood Lake Club ranks 21,419 for wildfire risk (1 is highest) and 22,209 by building count (1 is largest). Within Connecticut alone, it ranks 101 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Candlewood Lake Club and the insurance market
Candlewood Lake Club's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Candlewood Lake Club's 55.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 279 counted buildings into the percentiles shown above for Candlewood Lake Club. For more on what direct exposure implies beyond Candlewood Lake Club, see the exposure-zones guide.