Candlewick Lake, IL
Candlewick Lake, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Candlewick Lake lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,909 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Candlewick Lake's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Candlewick Lake's building exposure, zone by zone
Most of Candlewick Lake's buildings (81.2% of 1,909) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Candlewick Lake against the rest of the country
Compare Candlewick Lake's two percentiles: 43rd within Illinois, only 10th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Candlewick Lake ranks 28,386 for wildfire risk (1 is highest) and 7,737 by building count (1 is largest). Within Illinois alone, it ranks 823 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Candlewick Lake and the insurance market
Candlewick Lake's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 81.2% of buildings rated Minimal exposure, Candlewick Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Candlewick Lake's figures come from
The methodology guide shows exactly how USFS turned 1,909 counted buildings into the percentiles shown above for Candlewick Lake. The exposure-zones guide covers what Candlewick Lake's dominant minimal exposure actually means, with real examples from across the dataset.