Canajoharie, NY
Canajoharie wildfire risk explained
Canajoharie sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 979 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Canajoharie's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
77.3% of Canajoharie's 979 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.7% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Canajoharie compares
Canajoharie's risk sits at a similar level relative to New York (15th percentile statewide) as it does nationally (8th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Canajoharie ranks 29,127 for wildfire risk (1 is highest) and 12,082 by building count (1 is largest). Within New York alone, it ranks 1,088 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Canajoharie
Canajoharie's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Canajoharie (77.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Canajoharie's figures come from
Every one of the two percentiles behind Canajoharie's 29,127-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Canajoharie's dominant indirect exposure actually means, with real examples from across the dataset.