Canadian, TX
Canadian wildfire risk explained
Canadian's 1,486 buildings earn a 99th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Canadian at the 100th percentile, close to its 99th-percentile risk score.
Where Canadian's buildings actually sit
1,486 buildings are counted in Canadian, and 95.3% of them are Indirect exposure — ember-driven risk rather than the 4.7% in Direct exposure or the 0% rated Minimal.
Canadian against the rest of the country
Canadian scores 99th nationally and 99th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Canadian ranks 360 for wildfire risk (1 is highest) and 9,226 by building count (1 is largest). Within Texas alone, it ranks 14 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Canadian and the insurance market
At the 99th percentile nationally, Canadian carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Canadian (95.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Canadian's 360-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Canadian, see the exposure-zones guide.