Canaan, IN
How exposed is Canaan to wildfire?
Canaan sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 88 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Canaan's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Canaan's buildings actually sit
Direct exposure dominates in Canaan: 72.7% of its 88 buildings, versus 27.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Canaan against the rest of the country
Canaan's 93rd-percentile standing inside Indiana outpaces its 27th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Canaan ranks 22,874 for wildfire risk (1 is highest) and 29,568 by building count (1 is largest). Within Indiana alone, it ranks 71 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Canaan
Canaan's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Canaan
Canaan's 72.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Canaan's figures come from
The methodology guide shows exactly how USFS turned 88 counted buildings into the percentiles shown above for Canaan. The exposure-zones guide covers what Canaan's dominant direct exposure actually means, with real examples from across the dataset.