Canaan, CT
How exposed is Canaan to wildfire?
Canaan's 687 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Canaan's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Canaan's building exposure, zone by zone
Indirect exposure is dominant in Canaan (61% of 687 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 39% sit in the Direct zone.
How Canaan compares
Compare Canaan's two percentiles: 59th within Connecticut, only 34th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Canaan ranks 20,852 for wildfire risk (1 is highest) and 14,793 by building count (1 is largest). Within Connecticut alone, it ranks 89 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Canaan and the insurance market
Canaan's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 61% of Canaan's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Canaan's figures come from
Every one of the two percentiles behind Canaan's 20,852-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Canaan's dominant indirect exposure actually means, with real examples from across the dataset.