Campton, KY
Campton, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Campton at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 369 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Campton's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
What "at risk" means for the buildings here
USFS puts 54.5% of Campton's 369 buildings in the Indirect exposure zone, versus 45.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Campton against the rest of the country
There's little gap between Campton's 75th national percentile and its 85th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Campton ranks 7,972 for wildfire risk (1 is highest) and 19,882 by building count (1 is largest). Within Kentucky alone, it ranks 86 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Campton and the insurance market
Campton's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Campton
Campton's 54.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 369 counted buildings into the percentiles shown above for Campton. For more on what indirect exposure implies beyond Campton, see the exposure-zones guide.