How exposed is Campo to wildfire?
Campo's 1,760 buildings earn a 100th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Campo's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
Campo's building exposure, zone by zone
Of Campo's 1,760 counted buildings, 85.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Campo compares
Campo's risk sits at a similar level relative to California (100th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Campo ranks 2 for wildfire risk (1 is highest) and 8,189 by building count (1 is largest). Within California alone, it ranks 2 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Campo is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
With 85.8% of Campo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Campo's 2-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Campo, see the exposure-zones guide.