Campbellsburg, KY
Campbellsburg, KY's wildfire risk, in USFS's own numbers
Campbellsburg's 472 buildings earn a 27th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Campbellsburg's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
What "at risk" means for the buildings here
472 buildings are counted in Campbellsburg, and 84.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Campbellsburg compares
Compare Campbellsburg's two percentiles: 51st within Kentucky, only 27th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Campbellsburg ranks 22,998 for wildfire risk (1 is highest) and 17,836 by building count (1 is largest). Within Kentucky alone, it ranks 271 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Campbellsburg's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Campbellsburg
With 84.8% of Campbellsburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Campbellsburg's figures come from
Campbellsburg's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Campbellsburg's dominant direct exposure actually means, with real examples from across the dataset.