Campbell, NE
Campbell, NE's wildfire risk, in USFS's own numbers
Campbell's 336 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Campbell at the 34th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 6.9% of Campbell's 336 buildings carry Direct exposure and 0% carry Indirect; the remaining 93.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Campbell against the rest of the country
Campbell ranks lower within Nebraska (22nd percentile statewide) than its 38th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Campbell ranks 19,447 for wildfire risk (1 is highest) and 20,678 by building count (1 is largest). Within Nebraska alone, it ranks 453 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Campbell
Campbell's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 93.2% of Campbell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Campbell's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Campbell, see the exposure-zones guide.