Campbell, MN
Campbell wildfire risk explained
Campbell's 215 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Campbell at the 9th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Campbell's building exposure, zone by zone
USFS classifies 86.5% of Campbell's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Campbell against the rest of the country
Campbell's risk sits at a similar level relative to Minnesota (17th percentile statewide) as it does nationally (13th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Campbell ranks 27,389 for wildfire risk (1 is highest) and 24,309 by building count (1 is largest). Within Minnesota alone, it ranks 760 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Campbell and the insurance market
At the 13th national percentile, Campbell rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 86.5% of Campbell outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Campbell's figures come from
Campbell's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Campbell's dominant minimal exposure actually means, with real examples from across the dataset.